A fraudulent account may be furnished to one bureau before others or only to that bureau. Check all three reports and contact the lender behind the ac
A fraudulent account may be furnished to one bureau before others or only to that bureau. Check all three reports and contact the lender behind the account.
Review the records
Use IdentityTheft.gov to create a recovery plan, consider a freeze, and follow the process for blocking fraudulent information. Preserve the report and case numbers.
Choose the appropriate action
If the information is accurate, use the account records to plan the next step. No dispute or calculator can guarantee a particular score change.
Resources
CreditAhead resource: https://safeskyconsulting.com/diy/free Consumer guidance: https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
Use CreditAhead's free A-to-Z credit guide
Learn the DIY steps and keep a clear record of your decisions.
This article shares general tips. It is not legal or money advice for your own situation. Results are different for each person.
