Names, addresses, and identifying details help connect accounts to a consumer file.
Names, addresses, and identifying details help connect accounts to a consumer file.
What to do
Check for facts that do not belong to you, especially when accompanied by unknown accounts. Use the bureau's secure correction process.
Check the outcome
Save a dated copy of the relevant report, statement, or agreement. Verify the actual account terms and subsequent updates. A tool or dispute cannot guarantee a score increase or remove accurate information merely because it is unfavorable.
Resources
CreditAhead: https://disputes.safeskyconsulting.com/ Official consumer resource: https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
Get the free CreditAhead DIY guide
Use the A-to-Z PDF to organize credit reports, errors, and next steps.
This article shares general tips. It is not legal or money advice for your own situation. Results are different for each person.
