An employer entry may be old or mistaken and should be evaluated alongside the rest of the file.
An employer entry may be old or mistaken and should be evaluated alongside the rest of the file.
What to do
Check whether it is a past employer or an unknown person's information. Request correction through the bureau if factually wrong.
Check the outcome
Save a dated copy of the relevant report, statement, or agreement. Verify the actual account terms and subsequent updates. A tool or dispute cannot guarantee a score increase or remove accurate information merely because it is unfavorable.
Resources
CreditAhead: https://disputes.safeskyconsulting.com/ Official consumer resource: https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
Get the free CreditAhead DIY guide
Use the A-to-Z PDF to organize credit reports, errors, and next steps.
This article shares general tips. It is not legal or money advice for your own situation. Results are different for each person.
