Employment screening uses rules and reports that may differ from a lending decision. If a report is used, identify the consumer reporting company and
Employment screening uses rules and reports that may differ from a lending decision. If a report is used, identify the consumer reporting company and review the information it supplied.
Review the records
Dispute inaccurate items with the reporting company and underlying furnisher. Keep copies of notices, reports, and supporting documents; employment-specific rights may also apply.
Choose the appropriate action
If the information is accurate, use the account records to plan the next step. No dispute or calculator can guarantee a particular score change.
Resources
CreditAhead resource: https://safeskyconsulting.com/diy/free Consumer guidance: https://www.consumerfinance.gov/ask-cfpb/what-is-a-credit-freeze-or-security-freeze-on-my-credit-report-en-1341/
Use CreditAhead's free A-to-Z credit guide
Learn the DIY steps and keep a clear record of your decisions.
This article shares general tips. It is not legal or money advice for your own situation. Results are different for each person.
